Banking in Spain with Banco Sabadell

Book your free video call with a Banco Sabadell adviser

Tell us what you need and your language. Our team calls you first for a short 15–20 minute video call to prepare everything, and on that call we schedule your consultation with the bank.

You send the form

Two minutes. No documents needed yet.

First video call with our team

15–20 minutes in your language: we confirm what the bank will ask for and prepare your document list.

Your call with the bank

A Banco Sabadell adviser who speaks your language explains products, conditions and next steps.

Free, no commitment English · German · French · Spanish Agreement with Banco Sabadell

Full name

Phone / WhatsApp

Language for the video call

Your situation

What do you need? (choose all that apply)

Personal account Business account Mortgage Insurance Savings, investments or pension

City or region in Spain (if known)

Anything else we should know

Why banking is the step that slows most newcomers down

Branch appointments are usually in Spanish, and conditions, fees and small print are hard to compare in a language that isn't yours

Residents and non-residents need different documents — passport, NIE, proof of income, tax certificates — and the list changes with each product

A mortgage as a foreign buyer has its own requirements: paperwork from your home country, translations, valuation and insurance, with deadlines tied to your purchase contract

Insurance comes up everywhere: home cover for a mortgage, health cover for a visa, car and life policies — each contracted separately

Setting up a Spanish company means a business account with its own compliance checks before you can invoice or pay salaries

Online banks are quick for a basic account but rarely offer mortgages, insurance or a named adviser who speaks your language

Banking · Banco Sabadell · Video consultation

What's included

A free video consultation with a Banco Sabadell adviser, in English, German, French or Spanish

Personal accounts for residents and non-residents, cards and Bizum

Business accounts for your new Spanish company or self-employed activity

Mortgages for residents and non-residents — the adviser explains the requirements for your case

Insurance — home, health, life, car and more — through the bank's insurance offer

Savings, investment and retirement products explained before you decide

We prepare and translate your documents and stay with you until the account or product is active

No fee from us for the introduction — you contract directly with the bank, at its conditions

How it works

Tell us what you need

Account, mortgage, insurance, investments or a mix — and the language you prefer. One WhatsApp message is enough.

A short video call with our team

Free, 15–20 minutes, in your language. We understand your situation, confirm what the bank will need from you and prepare your document list.

We book your call with the bank

On that same call we schedule your video consultation with a Banco Sabadell adviser who speaks your language and send you the invite.

You speak with the bank

The adviser explains products, conditions and requirements for your case. We can join the call if you'd like a familiar face.

Products opened, paperwork done

The bank processes your application. We help with NIE, translations and certificates so nothing stalls.

Questions before you contact us?

Is the video consultation really free?

Yes. Both the first video call with our team and the consultation with the bank's adviser are free, and we don't charge for the introduction. Bank products have their own conditions and fees, which the adviser explains before you sign anything. If you'd rather have us prepare your file and come with you to open the account in person, that is our separate bank account service (181,50€, VAT included).

Do I have to be in Spain, or already have a NIE?

No. The video call can take place before you move. Non-resident accounts and mortgages don't require residency; most products do need a NIE at some point, and we help you obtain it.

Which languages are available?

English, German, French and Spanish, with Banco Sabadell advisers used to international clients. For Dutch or Russian, a member of our team can join the call to interpret.

Can I get a Spanish mortgage as a non-resident?

Banco Sabadell offers mortgages to non-residents. The amount, term, interest rate and documents depend on your situation and are decided by the bank. The adviser gives you the real picture in the first call so you can plan your purchase with realistic numbers.

I'm setting up a company in Spain — can you help with the business account?

Yes. The adviser handles accounts for new Spanish companies and self-employed workers, including the account needed to deposit the share capital. We prepare the company documents the bank asks for (deed, tax ID, beneficial-owner declaration).

Do you advise me on which mortgage, insurance or investment to choose?

No. We introduce you and organise the paperwork; all advice and contracting is done by Banco Sabadell, a bank supervised by the Bank of Spain. Relocation Centers is not a credit intermediary, insurance distributor or investment adviser, and you remain free to compare and choose any other bank.

Why Banco Sabadell?

We have a collaboration agreement with Banco Sabadell, a long-established Spanish bank with branches throughout Spain and teams used to working with foreign clients. That agreement never changes the conditions you are offered.

What happens with my data?

With your consent we share with the bank only what is needed to book your consultation (name, contact details, language and what you need). From then on the bank handles your information under its own privacy policy. See our privacy policy.

Banking in Spain, explained in your language — a free video call with a Banco Sabadell adviser